Using bankruptcy services, with the help of knowledgeable and experienced debt relief counselors, can make things easier for you. For the majority of people bankruptcy is beginning to loom large on the horizon, when you do not have the ability to pay the debt. Bankruptcy is a legal process which can relieve you of most, if not all, of your debts. Online bankruptcy services are not generally covered by legal aid, nor are the cost covered by any government agency. Bankruptcy services aim to stop the sinking ship and help you determine what form of bankruptcy you should pursue.