If you are not planning a charitable trust just because you think that your income is very less to be significant enough for charity, then you do not know about pooled charitable trusts. Pooled charitable trusts are meant for people with low amounts to donate, to the tune of $5000 to $10000. When you have such low amounts, a pooled charitable trust will pool your contribution with that of other small donors. You can even set up this charitable trust for a fixed term, and you will get the returns on your contribution for this length of time. If you want, you can have the pooled charitable trust operating for your entire life, and you will get returns until then. After the end of the term, or your expiry, whichever is applicable, the amount will go over to charity.