If you are looking for a 30 day payday loan, you might find it hard. Most terms for payday loans is only for two weeks. This is because most people get their salary every two weeks, and payday loans are made in such a way that the borrower can pay it, along with the finance charge, when they receive their paycheck. Also payday loans are only short term. Some lenders who will offer a 30 day payday loan might give some conditions like paying half of the amount in two weeks, and the rest in another two weeks. Also they will be likely to charge a higher interest rate.