You always hear about people just waiting for the day that they can retire from working and start enjoying their life by doing some traveling. The kids are all taking care of themselves and its time to have fun. But if you are not making any Ira contributions into an Ira in order to save for your retirement, then how do you think you are going to have the money to enjoy a comfortable life or where is the money going to come from in order to do that traveling. Getting an Ira now will assure that you will have money for your retirement.