Structured settlement sales allow you to gather a lump sum of cash in case you have to cover for unexpected expenses such as medical bills. There are plenty of reasons why a person would decide to go for a structured settlement sale. Some individuals simply feel trapped by the periodic payments. They think that they will do much better by accepting a lump sum settlement, and investing it themselves. Many standard investments will give a greater long-term return than the annuities used in structured settlements. On the Internet, you can easily find tens of different insurance companies willing to purchase structured settlement, giving you in return a lump sum buyout.