Your Credit Union has many benefits when it comes to saving for your child’s education. One of the options available and affordable to you is the Coverdale Education Ira. The money is tax free when it is used for educational expenses such as books, supplies, entertainment, and tuition. It works like a ROTH Ira and you can use your after-tax dollars to fund a beneficiary up to $2000 per year. Multiple accounts can be opened for educational purposes for your child or children. It is a terrific was of planning for education from K-12 and college. You can use the internet to find more information about these types of financial planning options.